Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Russ Watson, russwatson.com
201 Ditto St. Ste A
P.O. Box 180		 • Archbold, OH • 43502
Phone: 800-686-2598 /
Local calls 419-446-2598		 • Fax: 419-446-9390
• russell.watson@pesmail.com; kirk.weldy@pesmail.com

"CHALLENGES CAN MAKE US TOUGHER OR BETTER . . .

OR THEY CAN TAKE US DOWN"  - Unknown

 

 

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Advisory Services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., a Registered Broker/Dealer and member FINRA/SIPC, 2801 Highway 280 S. Birmingham AL 35223 (800) 288-3035.Russ Watson Insurance Agency and Financial Planning is independent of ProEquities, Inc.